Are You Struggling to Find Flood Insurance UK?

If your property has suffered from flooding before, you may find it more of a challenge to get insurance. This article suggests what you can do to make the process a little easier to go through. It may be down to where you are looking to find the insurance.

Where would you look to get insurance for a flooded property? Even if your property is currently fine you might have trouble getting it insured if it sits on a known flood plain.

Many people in the UK have already found this out. The floods of early 2014 proved how devastating the weather can be to some people, and the problem of not getting insurance can make things even worse.

Flood insurance UK is possible to get – it is just a lot harder to find than regular insurance UK. The trick is to make sure you are looking in the right place to find it. Regular insurance UK companies may not want to know when it comes to getting your property insured. However if you look for insurance at Hard to Insure you may turn up a better deal.

In some cases it can be difficult to get insurance unless you know where to look for it. Insurance at Hard to Insure is easier to find precisely because companies like this focus on serving people who normally come up empty when trying other websites.

Perhaps the most important thing of all is not to give up if you cannot immediately get insurance for your flooded property. Keep looking because there are probably companies out there you have not yet found. Make sure you use the internet to find the best number of opportunities you can. This should help you get closer to the policy you really need.

Specialist subsidence insurance companies could be the answer if your property has issues

There are some of you out there who have unfortunately been prone to this type of issue. Whether you have bought a property which contains this particular element or you already are a homeowner with this feature, there are a number of different options available to you.

By investigating on the web you will be able to find a wide variety of companies who can tailor policies in order to deal with those properties that are affected by elements such as landslide as well as potential heave that might be altering your dwelling. If you are at risk you will no doubt be aware of how tricky it is in order to find the right type of comprehensive house insurance. This is in spite of the fact that the home may have suffered from landslide previously and although it has been resolved years ago, some companies may still reject the notion of covering you. However, there are solutions out there in the form of specialised companies who deal with this on a regular basis and who will be able to offer you cover.

You will need to undertake some research in order to identify the range of options out there that are available. The more businesses you target the more you will eventually find the right one that you are looking for. Yet there are businesses in this field that you can instruct with confidence to insure you. In fact there are also a wealth of subsidence insurance companies who will still cover you even if you are experiencing landslide at the moment.

When discussing with a company they will ask you a series of questions to indemnity whether or not you will be eligible for cover. This includes the period when your home suffered from the actual issue, whether it was just landslip and how the problem was resolved.

Beginners guide to unoccupied house insurance

If you decide to leave your property vacant for a considerable amount of time, say at least four weeks or even more then you will need to consider the options. Forget about your normal policy as you will have to purchase this particular type of special policy in order to insure your existing vacant property. After all there may be a number of different reasons as to why properties may remain vacant for long periods.

Firstly, you may be in the middle of moving to a new home and patiently waiting for your previous home to be sold or in some cases be rented out. It may apply to some people who might be inheriting somewhere but are in the middle of waiting for the paperwork to go through before someone can obtain the keys. In the majority of cases, your usual bog standard policies proclaim that a home should not be vacant for more than a 30 day time period.

In this way there are a range of companies who fear that properties are empty for even longer period. This could mean empty occupancy for six months, twelve months or even more. Therefore, these particular properties might be prone to thieves who might break in as they may be aware that someone might have moved out.

So what are the benefits when it comes to unoccupied house insurance? The main elements to this policy are cover which will protect your against the hazards of fire or dangerous weather elements such as an earthquake or even lightening!There are also extra coverage policies which will protect you for contents, theft and even subsidence. You can also have financial protection on a policy if, for example, a pipe fell onto a car which was parked outside or even if there was a blast outside the home and people were injured as a result.

Tesco Pet Insurance offering 20% Off to new Online Customers

Tesco pet insurance is giving a straight 20% discount to all the people who are applying for their insurance service online. This offer is for a limited period only and will end on October 15, 2010.

Pet owners can now save a lot on their pet insurance if they choose Tesco. With the new discount available to people who apply for the insurance online now pet owners will be able to provide coverage to their pets against the price of the veterinary bills from as less as £5.27. This amount is for the standard policy holders.


Tesco has recently joined hands with UK Insurance Limited which is a well known pet health care provider in UK. The company provides coverage against the veterinary expenses that arise due to sudden illnesses or accidents. Together, Tesco and UK Insurance Limited will make sure their customers get the maximum benefits on pet cover and when all this comes with a 20% discount it is a great value for money deal.

Often people ignore buying pet insurance, they forget that in case of any emergency situation a pet insurance will be of utmost help to pets. Pets too need protection and life coverage. Now pet owners can do it in simple and quick steps. They can just go online and choose the insurance provider and if they choose Tesco Pet Insurance before October 15, 2010 they will be eligible for a 20% discount. So if your pet is not yet insured, now is the time to do the needful.